Tuesday, 26 January 2016

Stress free Finance

Thousands of personal finance books on shelves today promise to teach you to spend less, save more, invest better, retire earlier, get out of debt faster, and solve just about every financial conundrum in between.
But perhaps none said it better than a book published in 1937.
Napoleon Hill, a Great Depression-era author and former advisor to President Franklin D. Roosevelt, interviewed "more than five hundred of the most successful men this country has ever known" to figure out the key to their good fortune. He wrapped all of his insights in a 200-page package and published "Think and Grow Rich," which went on to become one of the best-selling books of all time.
Don't expect to find any stock-picking or gambling advice in it. Despite Hill interviewing some of the most iconic businessmen of his day, none of his findings involved any particularly hard-to-attain skills. His entire premise is helping people overcome the psychological barriers that keep them from wealth. 
"Wishing will not bring riches," Hill writes. "But desiring riches with a state of mind that becomes an obsession, then planning definite ways and means to acquire riches, and backing those plans with persistence which does not recognize failure, will bring riches."
In one passage, he sums up six steps to turning a desire for wealth into "its financial equivalent":
First. Fix in your mind the exact amount of money you desire. It is not sufficient merely to say “I want plenty of money." Be definite as to the amount. (There is a psychological reason for definite- ness which will be described in a subsequent chapter).
Second. Determine exactly what you intend to give in return for the money you desire. (There is no such reality as “something for nothing.")
Third. Establish a definite date when you intend to possess the money you desire. 
Fourth. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action.
Fifth. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.
Sixth. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning. AS YOU READ, SEE AND FEEL AND BELIEVE YOURSELF ALREADY IN POSSESSION OF THE MONEY. 
It seems basic, but if you actually compare this to just about any personal finance guide out there, you'll find exactly the same simple steps. They just come with a lot more bells and whistles. 
If anything, Hill's book is a reminder that one of the only ways to achieve true wealth is to understand that more often than not our emotions and our mindset are what keep us from succeeding, and that it's our job to come up with a plan to overcome them.
"When riches take the place of poverty, the change is usually brought about through well conceived and carefully executed plans," he wrote. "Poverty needs no plan. It needs no one to aid it, because it is bold and ruthless. Riches are shy and timid. They have to be 'attracted.'"
This post was originally written by Mandi Woodruff.

How to Eliminate Recurring Nightmares


All of us have nightmares. Maybe in your nightmare you’re being chased by some terrifying but unknown entity. Maybe you’re surrounded by bloodthirsty vampires or hordes of zombies. Maybe you’re trapped in a room with snakes or spiders or any other animal you fear. Maybe you or a loved one is involved in a car wreck or a violent assault.
Maybe you keep having this nightmare over and over. And it’s so real, so vivid, so frightening that the last thing you want to do is fall back asleep.
According to Amy Mistler, Ph.D., a clinical psychologist with specialty training in trauma and health psychology, nightmares may trigger a whole host of negative emotions: Fear. Terror. Sadness. Shame. Anger. Loss.
There are several reasons why we have nightmares. Some theories surmise that dreams reflect emotions we’ve experienced during the day, Mistler said. “[A] nightmare may reflect daytime distress.”
It also might reflect trauma. If you’ve experienced a traumatic event, it’s common to have nightmares right after, Mistler said. This may be our mind’s way of trying to process and make sense of what happened, she said.
And in some cases, our minds produce nightmares simply out of habit. That’s because our brains get better at anything they do over and over, Mistler said. For instance, whether you’re practicing a sport or playing a musical instrument, parts of your brain become stronger or more active so you can engage in these new movements, she said.
The same can happen with nightmares. “When the brain produces the dream over and over, parts of the brain involved in facilitating the nightmare become stronger and more active. [Consequently] the nightmare will become more and more likely to come up when we are asleep.”
So what can you do?
According to Mistler, Imagery Rehearsal Therapy is an effective approach for eliminating ongoing nightmares. It’s “based on the idea that the mind produces the nightmare out of habit, a habit that can be broken.”
If you’re having recurring nightmares, you can try this technique on your own. If you’re also having additional symptoms, such as anxiety, depression or PTSD, consider working with a trauma-focused therapist, Mistler said. This way you’re “addressing everything.” A therapist can help you process the trauma in a safe space.
“When people successfully recover from a trauma, they allow themselves to think about the trauma and to feel their emotions. [As a result] they can make sense of what happened and organize the memories.”
Trauma memories tend to be disorganized, because of the intense emotions associated with it. Trauma can challenge your beliefs about yourself, others and the world, Mistler said. Working with a therapist also helps you develop healthy belief systems about all three.
Below, Mistler shared how to practice Imagery Rehearsal Therapy on your own:
1. If you’re having several recurring nightmares, pick one nightmare to work with.
If you’ve experienced trauma, pick a nightmare that doesn’t involve reliving the event. Start with a nightmare that’s less intense. Also, focus on one nightmare at a time until it’s resolved. Sometimes a nightmare resolves by transforming into something more neutral or positive. Other times, people stop having the nightmare altogether.
2. Rewrite the story of your nightmare with a different ending.
Revise the ending so it’s peaceful or emotionally neutral or positive. Don’t create another violent ending, where you win the fight, for instance. Again, it’s important that the ending is calming and promotes sleep.
Mistler shared these examples: One client, a veteran, had a recurring nightmare about being trapped in a room with exploding grenades. He revised the ending so the grenades explode into flowers, a prank created by his buddies.
Another veteran lost his friend in an IED explosion. He had nightmares about being in a convoy together, his friend’s vehicle hitting an IED and seeing all the graphic details of his death. When he rewrote the ending, he and his friend are still in a convoy, but there’s no explosion. They drive to another post and eat lunch together.
A woman Mistler was working with had nightmares about being chased by someone (which wasn’t connected to any trauma). She rewrote the ending so that the person simply turns around and goes somewhere else. She walks the other way, visiting a coffee shop to look at artwork.
3. Each night before falling asleep, visualize the dream with the new ending.
Then practice a relaxation exercise, such as a guided meditation. Mistler shared these links, where you can find free guided recordings:
After practicing this technique every night, some people find that their nightmares go away after a week or several weeks. Mistler suggests her clients practice for a week after their nightmare stops to solidify the results.
Again, if you’re experiencing other symptoms with your nightmares, find atherapist who specializes in trauma so you can safely process the event and get better. Which you will.
Man having a nightmare photo available from Shutterstock


What’s your best personal finance tip?

We started a project on our Facebook page a couple days ago. We asked the scrimpers and savers to give us their best personal finance tip — and, so far, a few people have offered their advice:
·         “The early bird gets the worm.”
·         “Stop eating out.”
·         “Buy what you need, not what you want – and never what society tells you you want!”
·         “Ditch cable/satellite, make meal plans, and only buy what’s on the ingredients list, pay cash, use a no-fee bank.”
It’s a great start. It’s also interesting how even just putting something like this together works. I started reading the comments, and for some reason one of them just hit me in the face: “Stop eating out.” Wow.
I can’t explain why that jumped off the page at me. It’s not like I’ve been particularly concerned about our food budget. But for some reason, it caught my eye. And the next time I looked at the list, it stuck in my head. And now I’m thinking that I may have just found my next focus.
I really like these tips. But even more, I like what they can do. Even the act of reading the list is powerful. But what makes it special is that, by adding her thoughts to our call for tips, someone I don’t know just changed my thinking. Thank you, Monica.
Here’s mine:  Stick with it, and don’t give up. You may not be able to see the light at the end of the tunnel yet. But that doesn’t mean you’re not on the right track. And when you get tired, look backward and remember how far you’ve come. Take a break if you have to, but then get back up and press on. You’ll get there if you keep at it!
Will you help us build the definitive list of personal finance tips?
What is your best personal finance tip — whether it’s because it helped you the most, it was the easiest to implement, or because it just made sense out of something you previously didn’t get? Also, why is it your best tip?
GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.


4 Disorders that May Thrive on Loneliness
Identifying and diagnosing a mental health issue is never an easy process. Most mental health struggles do not take place in isolation, and many of us have negative thought or mood tendencies that, while challenging, do not qualify as a disorder.
As a relationship coach, I’ve found that loneliness is one of the tendencies that often come along with a diagnosed mental health disorder. While correlation is not causation, it seems that loneliness could be more of a cause than a symptom in some of our commonly recognized mental health issues.
Human closeness is fundamental to our mental well-being; without it, any number of pathologies can plague us. The loneliness that arises from a lack of human closeness could easily bring about a variety of presenting problems.
Here are four recognized mental health disorders that may spring from, or be exacerbated by, loneliness:
  1. Depression
    Loneliness and depression have always gone hand-in-hand. We’ve all experienced moments when we find ourselves a little down due to a lack of close friendships. If someone had no close relationships in her life, it’s not a stretch to assume she would feel some powerful malaise as a result. Recently, the University of Chicago conducted a five-year study. It found that the presence of loneliness early in the five-year span was an excellent predictor for depression later in the five-year span. In fact, loneliness was an even better predictor than the presence of depression itself early in the five-year span. This indicates that loneliness may precede depression even more frequently than depression precedes depression.
  2. Social anxiety
    If one’s loneliness is not caused by physical isolation (such as living in a very sparsely populated town), it’s reasonable to think loneliness may be caused by discomfort getting to know people. This is usually called social anxiety.While there are extreme forms of this problem — not being able to leave the house, for example — the more mild symptoms of social anxiety can be caused by feeling alone. You may feel as if you’re unlikeable or unworthy of good relationships, causing fear and anxiety about the process of forming them.
A story last June on NPR suggested lonely people may have superior social skills than those who are not lonely. In other words, lonely people are not lonely because they don’t know how to talk to people.
Instead, findings suggest that lonely people struggle with relationships because they worry about saying the wrong thing in social situations. I see this as suggesting that loneliness and social anxiety may be intertwined, creating a vicious cycle of isolation and fear of isolation.
  1. Addiction
    Released in January 2015, Johann Hari’s revolutionary book Chasing the Scream: The First and Last Days of the War on Drugs made people aware that drug addiction may be much more than just chemical hooks in the brain. He posits that when people lead lives full of closeness with others, they do not become drug addicts, even when they are put on powerful painkillers after an accident, for example.But the opposite is also true. Those who feel lonely before ever taking a drug are much more likely to get hooked.
In a Huffington Post article, Hari references the work of Professor Peter Cohen, who says: “If we can’t connect with each other, we will connect with anything we can find — the whirr of a roulette wheel or the prick of a syringe. [Professor Cohen] says we should stop talking about ‘addiction’ altogether, and instead call it ‘bonding.’ A heroin addict has bonded with heroin because she couldn’t bond as fully with anything else. So the opposite of addiction is not sobriety. It is human connection.”
  1. Hoarding
    While hoarding is generally categorized as an obsessive-compulsive disorder, there is an element of loss and heartache in filling one’s life up with stuff. When we’re not able to fill up our lives with close friends and family, some people may turn to comforting objects to fill the void.TheInternational Obsessive-Compulsive Disorder Foundation speaks directly to this, stating: “Loneliness is one of the main factors that causes hoarding to occur.”
We’ve likely all touched on this tendency to an extent — holding on to the trinkets, letters, and keepsakes of a relationship that’s ended, for example. These objects may “fill the emptiness,” but as the emptiness gets bigger, so may the mountain of objects.
If you suffer from one of the above conditions, or know someone who does, it may be worth considering if loneliness is playing a part in perpetuating the problem. Addressing your loneliness could be the key to unleashing your healthy mind.


First 100 Words

First 100 Words 
Your little one will soon learn some essential first words and pictures with this bright board book. There are 100 color photographs to look at and talk about, and 100 simple first words to read and learn, too. The pages are made from tough board for hours of fun reading, and the cover is softly padded for little hands to hold.

FREEING YOURSELF FROM YOUR MIND
When someone goes to the doctor and says, "I hear a voice in my head," he or she will most
Likely be sent to a psychiatrist. The fact is that, in a very similar way, virtually everyone hears
A voice, or several voices, in their head all the time: the involuntary thought processes that
You don't realize you have the power to stop. Continuous monologues or dialogues.
You have probably come across "mad" people in the street incessantly talking or
Muttering to themselves. Well, that's not much different from what you and all other "normal"
People do, except that you don't do it out loud. The voice comments, speculates, judges,
Compares, complains, likes, dislikes, and so on. The voice isn't necessarily relevant to the
Situation you find yourself in at the time; it may be reviving the recent or distant past or
Rehearsing or imagining possible future situations. Here it often imagines things going wrong
And negative outcomes; this is called worry. Sometimes this soundtrack is accompanied by
Visual images or "mental movies."
Even if the voice is relevant to the situation at hand, it will interpret it in terms of the
Past. This is because the voice belongs to your conditioned mind, which is the result of all
Your past history as well as of the collective cultural mind-set you inherited. So you see and
Judge the present through the eyes of the past and get a totally distorted view of it. It is not
Uncommon for the voice to be a person's own worst enemy. Many people live with a
Tormentor in their head that continuously attacks and punishes them and drains them of vital
Energy. It is the cause of untold misery and unhappiness, as well as of disease.
The good news is that you can free yourself from your mind. This is the only true
Liberation. You can take the first step right now. Start listening to the voice in your head as
Often as you can. Pay particular attention to any repetitive thought patterns, those old
Gramophone records that have been playing in your head perhaps for many years. This is
What I mean by "watching the thinker," which is another way of saying: listen to the voice in
Your head, be there as the witnessing presence.
When you listen to that voice, listen to it impartially. That is to say, do not judge. Do not
Judge or condemn what you hear, for doing so would mean that the same voice has come in
Again through the back door. You'll soon realize: there is the voice, and here I am listening to
It, watching it. This I am realization, this sense of your own presence, is not a thought. It
Arises from beyond the mind.

§

First Successful Brain Transplant

Recently, scientists at the University of California – North by Northeast performed the first successful human brain transplant. Said the lead neurosurgeon, Dr. Cranial Head, MD, “This is a breakthrough of unprecedented magnitude. I’m ecstatic that all our research and hard work finally paid off. We couldn’t be more pleased with how things turned out.”
The patient, who only agreed to be called Jose Ivanovich O’Malley, III for anonymity reasons, suffered a massive anterior communicating arterial stroke that left him severely incapacitated. He was a veterinarian at a local clinic before his stroke. His family heard about the research Dr. Head’s team was doing with rats and contacted him about the possibility of his first human subject. Dr. Head agreed immediately, “I saw this as the perfect opportunity to advance our research out of animals and into humans. We’ve had great success – recently – with brain transplants in rats so it was only logical to start human trials.”
“This new brain transplant surgery is quite remarkable, actually,” said Dr. Head. “My colleague, Dr. Inis Wu, and I first came up with the idea 40 years ago while we were competing in a triathlon. It came out of the blue, really, neither of us are quite sure why we thought of it but here we are.”
What’s remarkable about the surgery is that it is done all under local anesthetic and the patient is kept talking throughout the procedure, except for the time when the brains are switched (during this time the patient is placed on life support). In this case, the transplanted brain came from a local high school physics teacher who suffered a sudden and unexpected heart attack. He was not only young but also in good health. His family has chosen to also remain anonymous. The transplanted brain is removed from the original body and cooled to halt neuronal death. The end of the severed spinal column is treated with a new nanoglue that automatically starts splicing individual axons to the new spinal cord when the transplant brain is placed on top.
“It’s incredible,” said Dr. Head, “we actually don’t have that much work to do because with this new nanoglue the process of reconnecting nerve fibers is automatic. It only takes 4 minutes. We just inspect the brain and spinal cord to make sure everything is lined up correctly. The Nano glue is also applied to areas like the optic nerves, that need to be spliced into the new brain.”
After the surgery, Jose made a speedy recovery. Within 24 hours he was moving his limbs and within a week he was walking and talking. His wife said, “It’s a miracle. We thought that Jose was gone forever but Dr. Head saved him. He doesn’t know who any of us are, of course, because he has a new brain but we are all willing to work with the new Jose and learn to love him and hope he will learn to love us.” When asked if he planned on returning to work, Jose stated that he couldn’t wait to return to teaching physics. “I’ve always had a love of physics. There’s something about gravity research that really attracts me.” Jose doesn’t remember any of his past self or his work as a veterinarian but has accepted the story of the doctors and his new family.
Disclaimer: the previous post is meant to be humorous. Surgeons have not performed and cannot at the present time perform brain transplants. It is not possible to perform a brain surgery at this time, regardless of what you might have read online or heard.


 6 Frustrating Things Highly Intuitive People Have To Deal With Daily

Being highly intuitive is definitely a wonderful gift to have but it also comes with some frustration. Personally I am very intuitive and learned many years ago to not ignore my intuition. If it was warning me about something I listened. If it was steering me towards something good, I listened to that too. For too many years, I didn’t listen to it, completely ignored it or made it shut up, and regretted that later. I believe many of us still ignore our intuition.
How many times have you found yourself in a situation where you had a niggling poke in your gut saying yes or no, very strongly, and you ignored it because you wanted to do what you wanted to do. What happened later? You paid a price, and probably a high price. That was your intuition talking to you. Many of us are so out of tune with our intuition though there still are some of us that totally pay attention.
However, there are things that highly intuitive people have to deal with daily that isn’t part of the gift and makes our gift almost seem like a curse. Here are just 6 things that we have to deal with, and trust me, it’s not fun.
1. We automatically know when someone is lying and can’t say anything about it.
Depending on whatever situation we happen to be in, especially if it’s a work thing and the liar happens to be your boss or a co-worker, our hands are tied. We know they’re lying, we feel it with every ounce of our being and everyone else is believing this person and you just want to scream, but you can’t.
2. We want everyone to listen to us.
We know that something is terribly wrong but nobody will believe us. We know that this strategy is going to work no matter what, if only everyone would just stop and listen to us. We know. We just know but they won’t hear any of it. It’s very frustrating when no one listens and then after the fact, they realize we were right. If they would have just listened in the first place, it would have saved a lot of frustration, on everyone’s part.
3. We’ll just stay away.
Because of our sixth sense, there are many situations we don’t want to be involved in, places we don’t want to go to and people we don’t want to be around. We would much rather just stay home and be alone. It’s better for us and we are slightly happier that way. We’d love to go hang with our friends but our intuition will oft end keep us from events or situations that don’t feel right.
4. But we really really want that____ (fill in the blank).
Whether it’s a dress or suit we saw that we love or a person we think is very attractive or a job we think might be perfect for us. Whatever it is, we would love to have it, but our intuition is screaming at us saying oh no you don’t and we walk away with our heads hanging low and our tails between our legs. We know our intuition is right and knows what’s best for us. It’s a good thing and a bad thing all at the same time.
5. If you’re faking your emotions, we know it and nothing is more annoying than watching someone act.
It’s actually very irritating. You being phone is the most pathetic thing ever and serves no purpose but mostly it’s just frustrating. You see, we don’t really want to be around fake people. We like real people who aren’t afraid of being themselves. Because of this phone display of emotions, chances are we won’t like you much, we won’t trust you much and probably won’t want to hang around you too much either.
6. The world works on fact, not emotions.
Everything is based on facts, logic and results, not our gut feelings. We can’t just walk in to the office of the CEO of our company and suggest a new strategy because our gut is telling us something. They would probably laugh at us and tell us to get back to work. We just know things. Good and bad. And we really wish everyone would believe us and listen.
Being highly intuitive is definitely a great quality to have but you see, it can be our nemesis too. So many times we would like to shout out to someone that something is bad or great, but we can’t so we don’t. Instead we sit back, watch and slump in defeat.
Some Amazing Comments


7 Reasons Strong Personalities Scare People Away
Strong personality’s type people definitely own the room. They walk in and people stand in attention, and whisper. It’s that hear a pin drop type of occurrence. We don’t understand them and logic says what we don’t understand, we fear. Is there really anything to fear from the strong personality type people?
Or maybe you are the strong personality type and don’t really understand why no one wants to hang with you. You’re likable enough but you seem to repel people as opposed to attract them, and the ones you do attract, sort of get on your nerves.
Either way, if you are a strong personality or know of someone who is, here are so me of the reasons why you might be repelling people.
1. You don’t take shit from anyone.
Period. If someone says something bad about you or to you, you’ll stop them dead in their tracks and you aren’t afraid in the least to do just that. You’re not into listening to bullies push their weight around and try to control people. Some people think this is an admirable quality while the others, the bullies, won’t like you much at all.
2. You don’t judge.
Ever. You accept everyone exactly the way they are with no questions. Not only that, you treat everyone the same, with great respect and kindness. You don’t have time for stupid mindless gossip about people and their stories from long ago. Others are threatened by this and people secretly love to gossip. If you don’t want to sit and have mindless chatter about other people with them, then why would they want to be your friend. You’re a threat.
3. You help the other guy and you don’t believe in competition.
In this dog eat dog world where we desperately are trying to do better than the other guy, you are too wrapped up in helping the other guy. You want him to succeed. You rejoice in his victory and achievements. You will do whatever you can to help him and other people don’t like that much. It’s their competition you are helping. Why are you doing that? They’ll never get it.
4. You are one brave bad ass.
You are not afraid to try new things, tackle challenges head on and face fear with a warrior mindset. Yes, you are brave and fearless. You aren’t interested in cowering away from challenges and obstacles. You will deal with them like a boss. People are very intimidated by this courage because they lack it in themselves. They admire you, they fear you, they stay away from you and watch you from a distance. It’s safer that way.

5. No such things as failure in your books.

You don’t fail at anything. You learn, you grow and you experience. It’s not called failure. You try to get other people to understand this concept and they just don’t. In their minds, they have failed, in your mind, you are a champion student. This scares them away. You are far too powerful and confident for them. They fear you because they realize you are unstoppable.

6. No time for negativity or toxicity.

You are too happy being alive and grateful for everything you have. Most people want to sit around and have a bitching session about random silly things. You don’t have time for that nor are you interested. Why on earth would you want to sit around and complain about little things when there is so much beauty all around you? People don’t want to be around all that positivity when they are feeling gloomy. You will take away their toxicity and they aren’t ready to be free of it just yet. Maybe one day.

7. You also happen to be pretty free spirited.

Which means you embrace life and people and opportunities. You love with all your heart, you explore with excitement, you dream with a great imagination and nothing is impossible to you. You love life and everything that it has to offer. You rarely say no to things and you are the first one to offer help or get on a speeding train to a faraway foreign land. People look at you in extreme awe and amazement but feel slightly inferior to you as they don’t think they have anything too exciting to talk about with you. Because of that, they will just stay away from you.
Does any of this sound like you or someone you know? This person, the strong person, is not to be feared but admired and there is much to learn from this person. Take the time to do so. Your life will thank you.
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Part 1 - Fundamental Techniques in Handling People
In a Nutshell Fundamental Techniques in Handling People
• Principle 1 don’t criticize, condemn or complain.
• Principle 2 Give honest and sincere appreciation.
• Principle 3 Arouse in the other person an eager want.
Part 2 - Ways to Make People like You
In a Nutshell - Six Ways to Make People Like You
• Principle 1 - Become genuinely interested in other people.
• Principle 2 - Smile.
• Principle 3 - Remember that a person's name is to that person the
   Sweetest and most important sound in any language.
• Principle 4 - Be a good listener. Encourage others to talk about
 Themselves.
• Principle 5 - Talk in terms of the other person's interests.
• Principle 6 - Make the other person feel important-and do it
Sincerely.
Part 3 - How to Win People to Your Way of Thinking
• Principle 1 the only way to get the best of an argument is to avoid
   It.
• Principle 2 Show respect for the other person's opinions. Never say,
"You're wrong."
• Principle 3 if you are wrong, admit it quickly and emphatically.
• Principle 4 Begin in a friendly way.
• Principle 5 Get the other person saying "yes, yes" immediately.
• Principle 6 let the other person do a great deal of the talking.
• Principle 7 Let the other person feel that the idea is his or hers.
• Principle 8 Try honestly to see things from the other person's point
  Of view.
• Principle 9 be sympathetic with the other person's ideas and
   Desires.
• Principle 10 Appeal to the nobler motives.
• Principle 11 Dramatize your ideas.
• Principle 12 Throw down a challenge.

Part 4- Be a Leader: How to Change People without Giving Offense or Arousing Resentment
• Principle 1 - Begin with praise and honest appreciation.
• Principle 2 - Call attention to people's mistakes indirectly.
• Principle 3 - Talk about your own mistakes before criticizing the
   Other person.
• Principle 4 - Ask questions instead of giving direct orders.
• Principle 5 - Let the other person save face.
• Principle 6 - Praise the slightest improvement and praise every
  Improvement. Be "hearty in your approbation and lavish in your
   Praise."
• Principle 7 - Give the other person a fine reputation to live up to.
• Principle 8 - Use encouragement. Make the fault seem easy to
  Correct.
• Principle 9 - Make the other person happy about doing the thing
   You suggest.
Seven Rules for Making Your Home Life Happier
• Rule 1: Don't nag.
• Rule 2: Don't try to make your partner over.
• Rule 3: Don't criticize.
• Rule 4: Give honest appreciation.
• Rule 5: Pay little attentions.
• Rule 6: Be courteous.

• Rule 7: Read a good book on the sexual side of marriage.
Get your Copy Click here